ZIP 42041 Property Distress & Foreclosure Data

ZIP code 42041 in Fulton County, Kentucky carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (54/100), structural risk (41/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (80/100). The latent-versus-live split is 41/100 structural and 7/100 already moving.

The market reads peak — home values rose 4.6% year on year, and 23% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $36,366 — below the roughly $78,000 national figure. Roughly 32.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 18% have a four-year degree. The ZIP holds roughly 1,958 housing units. On demographic stress specifically, 42041 scores 35/100. About 4,584 people live here, median age 36. The vacancy rate is 20.5% — elevated. The tenure split is 65% owner-occupied to 35% rented. Around 41% of renters are cost-burdened. A median home runs $105,900 here, or 2.5 times local income.

Net-net, 42041 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.