ZIP 42050 Property Distress & Foreclosure Data

ZIP code 42050 in Fulton County, Kentucky carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (55/100), structural risk (39/100), mortgage stress (23/100). By contrast, structural risk (39/100) and mortgage stress (23/100) register low. On the structural side it scores 39/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (79/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $38,566 — below the roughly $78,000 national figure. Around 42% of renters are cost-burdened. The ZIP holds roughly 1,509 housing units. About 14% have a four-year degree. About 3,129 people live here, median age 44. The tenure split is 67% owner-occupied to 33% rented. Roughly 23.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $77,100 here, or 2.0 times local income. On demographic stress specifically, 42050 scores 31/100. The vacancy rate is 20.6% — elevated.

Net-net, 42050 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.