ZIP 38079 Foreclosure, Tax-Lien & Distress Report
Lake County, Tennessee · High Vacancy market
DLRadar grades ZIP 38079 (Lake County, Tennessee) at a minimal 13/100 for overall property distress. Latent structural risk is 27/100 while live distress already moving reads 4/100. The most distinctive pressure shows up in structural risk (27/100), institutional ownership (26/100), construction/permit lag (17/100). By contrast, construction/permit lag (17/100) and mortgage stress (14/100) register low.
Prices here sit in a peak phase: values rose 3.2% over the trailing year (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Roughly 33.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 48% of renters are cost-burdened. Households earn a median $28,750 — below the roughly $78,000 national figure. The ZIP holds roughly 1,442 housing units. The vacancy rate is 22.7% — elevated. About 4,450 people live here, median age 44. Around 8% of adults hold a bachelor's degree or higher. On demographic stress specifically, 38079 scores 46/100. 49% of housing is owner-occupied. The typical home is worth about $119,900 (5.3× income).
Net-net, 38079 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38079 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 38079's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 38079, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 13/100 figure for 38079 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38079 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 38079’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 38079 distress snapshot
The live 38079 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Lake County
Nearest ZIP codes to 38079
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 38079
Additional distress intelligence spanning Lake County, Tennessee by ZIP, county and state.
See every distressed parcel in 38079
Every distressed parcel in 38079 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology