ZIP 38254 Foreclosure, Tax-Lien & Distress Report
Obion County, Tennessee · Distress market
DLRadar grades ZIP 38254 (Obion County, Tennessee) at a moderate 31/100 for overall property distress. The latent-versus-live split is 70/100 structural and 0/100 already moving. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (70/100), institutional ownership (47/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (79/100)).
The peak-phase market in 38254 posted values that rose 2.0% over the year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Net-net, 38254 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 38254 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 38254's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38254, the field stays empty rather than modeled, and fills in as new documents post.
The 31/100 for 38254 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 38254 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 38254’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 38254 distress snapshot
The live 38254 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Obion County ZIPs near 38254
Keep exploring Tennessee distress
Other reports tied to Obion County, Tennessee — ZIP, county and statewide.
Open the complete 38254 acquisition file
The full 38254 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology