ZIP 38261 Property Distress & Foreclosure Data

Obion County, Tennessee's ZIP 38261 registers 27/100 composite distress, which DLRadar reads as low. Structural exposure scores 59 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), climate & FEMA risk (79/100). The most distinctive pressure shows up in structural risk (59/100), institutional ownership (51/100), construction/permit lag (22/100). By contrast, construction/permit lag (22/100) and mortgage stress (20/100) register low.

The market reads peak — home values rose 3.1% year on year, and 16% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 60% of homes, renters 40%. Vacancy runs 10.4%. 19.1% of residents fall below the poverty threshold. Rent burden reaches 32% of tenant households. About 16,338 people live here, median age 40. Educational attainment sits at 21% bachelor's-or-above. Home values center near $153,400, an affordability ratio of 2.7× — accessible. DLRadar's demographic-stress index for the area reads 30/100. There are about 7,306 housing units across 38261. Median household income is $52,884, below the U.S. median near $78,000.

Net-net, 38261 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.