ZIP 38261 Foreclosure, Tax-Lien & Distress Report
Obion County, Tennessee · Affordable market
ZIP 38261's composite property-distress score is 30/100 - DLRadar classes that as moderate for Obion County, Tennessee. Structural exposure scores 67 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (79/100)). Its heaviest discrete signals: structural risk (67/100), construction/permit lag (62/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100).
Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 16% higher over three years, at 19/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 60% of homes, renters 40%. The vacancy rate is 10.4%. 19.1% of residents fall below the poverty threshold. Around 32% of renters are cost-burdened. 16,338 residents call 38261 home, typically aged 40. About 21% have a four-year degree. The typical home is worth about $153,400 (2.7× income, relatively affordable). The demographic-stress sub-score lands at 30/100. There are about 7,306 housing units across 38261. Median household income is $52,884, below the U.S. median near $78,000.
On balance 38261 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 38261 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 38261 runs through one identical scoring model, so its 30/100 sits on the same scale as every other ZIP in Obion County, Tennessee and the nation. The score is rebuilt from public data as it updates, so 38261 reflects the current record instead of a stale or modeled snapshot.
The 30/100 for 38261 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 38261 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 38261
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 38261 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 38261, the same set carried on every parcel.
Neighbouring ZIPs in Obion County
Nearest ZIP codes to 38261
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Obion County, Tennessee
More ZIP, county and state distress intelligence connected to Obion County, Tennessee.
Get the full acquisition report for 38261
Pull every distressed parcel in 38261 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology