Obion County, TN: Foreclosures, Tax Liens & Distressed Properties
Obion County, TN, Tennessee: 12 ZIP codes scored, Obion County, TN averaging 27/100 (low, Obion, TN), from 21 to 30. Obion County, TN is in its peak phase (Obion, TN confidence 19/100): Obion, TN home prices up 2.0% (Obion, TN) over twelve months. Obion County, TN lender headwind: 70/100.
Highest-scoring Obion County, TN ZIPs: 38232 (30/100), 38240 (30/100), 38253 (30/100), 38254 (30/100), 38260 (30/100), 38261 (30/100). Also scored in Obion County, TN: 38259, 38257, 38080, 38233, 38237, 38255.
Across Obion County, TN's scored ZIPs: median home value $132,591, household income $50,708, 14.0% vacancy, 17.4% poverty, 69% owner-occupied, median age 42.4.
Obion County, TN insurance distress 67/100 (#712 in the US); FEMA hazard 52/100 for Obion, TN; 8 federal disaster declarations in Obion County, TN since 2023; 26 Obion, TN NFIP flood claims, $948K paid; Obion, TN construction distress 58/100.
9 banks with 14 branches lend in Obion County, TN; Obion, TN weighted bank stress 59/100, highest 80/100 in Obion, TN.
Obion County, TN unemployment 3.6% (Obion, TN -0.1 pts, six months); 21 new housing units permitted in Obion County, TN over twelve months, Obion, TN down 13% from 24; Obion, TN home prices +8.9% a year (Obion, TN) over three years.
14,326 housing units in Obion County, TN; 4,114 Obion, TN renter households; 32% of Obion, TN renters spend 30%+ of income on rent, 11% (Obion, TN) half or more.
Obion County, TN ranks #1,258 nationally on the opportunity index (Obion, TN, among all ranked counties); Obion, TN scores 30.2/100 and Obion, TN sits #29 inside Tennessee. Obion, TN is in the early_signal opportunity phase; Obion, TN's primary driver is vacancy, Obion, TN second driver construction; Obion, TN moved down 176 places. 89 days on market observed in Obion, TN; 12.2% vacancy over 12 Obion, TN ZIPs.
No CFPB county sample covers Obion County, TN. The non-metro area reading for Obion, TN: 1.3% ninety-plus days late; Obion, TN's thirty-to-eighty-nine share is 3.3% (Obion, TN, December 2025 data); Tennessee overall 0.9%.
Obion County, TN has 4 watched banks; 4 Obion, TN banks sit in an elevated band. Obion, TN footprints: Bank3 (2 branches, stress 80) in Obion, TN; Commercial Bank&Trust Co (2 branches, stress 68) in Obion, TN; Security Bank&Trust Co (1 branch, stress 56) in Obion, TN.
HUD lists 6 assisted multifamily properties in Obion County, TN with 289 units; 278 Obion, TN units are assisted, 4 Obion, TN properties under project-based Section 8.
1,799 of the 14,326 housing units in Obion, TN sit vacant. Obion County, TN permitted 0 multifamily units in twelve months; Obion, TN's one-to-four unit structures added 21 units in Obion County, TN.