ZIP 38232 Property Distress & Foreclosure Data

DLRadar grades ZIP 38232 (Obion County, Tennessee) at a low 26/100 for overall property distress. Structural exposure scores 59 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (79/100)). Property-level stress concentrates in structural risk (59/100), institutional ownership (51/100), construction/permit lag (21/100). On the quiet end sit construction/permit lag (21/100) and mortgage stress (20/100).

The peak-phase market in 38232 posted values that rose 3.1% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 80% owner-occupied to 20% rented. Vacancy runs 24.5%, above the national norm and a classic distress-and-opportunity signal. A median home runs $103,200 here, or 1.6 times local income. Households earn a median $49,438 — below the roughly $78,000 national figure. There are about 1,282 housing units across 38232. About 8% have a four-year degree. Roughly 9.8% live below the poverty line. On demographic stress specifically, 38232 scores 23/100. Population is roughly 2,254 with a median age of 52. Rent burden reaches 15% of tenant households.

On the whole, 38232 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.