ZIP 38260 Foreclosure, Tax-Lien & Distress Report
Obion County, Tennessee · Affordable market
On DLRadar's 0-100 distress scale, ZIP 38260 in Obion County, Tennessee comes in at 30, a moderate composite-distress reading. What sets it apart are the readings on structural risk (67/100), construction/permit lag (63/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100). Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (79/100)). Structural risk reads 67/100 against active distress of 6/100.
The peak-phase market in 38260 posted values that rose 2.0% over the year, and 49% higher over three years (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The typical home is worth about $122,000 (2.4× income, relatively affordable). Rent burden reaches 21% of tenant households. On demographic stress specifically, 38260 scores 25/100. 3,846 residents call 38260 home, typically aged 46. Roughly 13.9% live below the poverty line. About 16% have a four-year degree. The ZIP holds roughly 1,749 housing units. The tenure split is 79% owner-occupied to 21% rented. Households earn a median $49,336 — below the roughly $78,000 national figure. Vacancy runs 8.4%.
Overall, 38260 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 38260 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 38260's 30/100 can be lined up against any neighbor in Obion County, Tennessee or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 38260 reflects the current record instead of a stale or modeled snapshot.
38260's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 38260 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 38260 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 38260 Stress Report snapshot
The live 38260 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Obion County ZIP codes
Nearest ZIP codes to 38260
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Obion County, Tennessee
Additional distress intelligence spanning Obion County, Tennessee by ZIP, county and state.
Open the complete 38260 acquisition file
See who owns each distressed property in 38260, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology