ZIP 38260 Property Distress & Foreclosure Data

Composite property distress in 38260 (Obion County, Tennessee) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (51/100), construction/permit lag (21/100). construction/permit lag (21/100) and mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), climate & FEMA risk (79/100). The latent-versus-live split is 59/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 49% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $122,000 (2.4× income, relatively affordable). Around 21% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. 3,846 residents call 38260 home, typically aged 46. The poverty rate is 13.9%. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,749 housing units. 79% of housing is owner-occupied. At $49,336, median income runs below typical U.S. levels. The vacancy rate is 8.4%.

Overall, 38260 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.