ZIP 38240 Foreclosure, Tax-Lien & Distress Report
Obion County, Tennessee · High Vacancy market
Composite property distress in 38240 (Obion County, Tennessee) lands at 31/100 — moderate on DLRadar's public-record scoring. Its standout signals are construction/permit lag (70/100), structural risk (69/100), institutional ownership (47/100). mortgage stress (20/100) stay muted. Structurally it carries 69/100, against 6/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (89/100), climate & FEMA risk (80/100)).
Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 19/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
18.4% of residents fall below the poverty threshold. About 1,760 people live here, median age 47. Around 45% of renters are cost-burdened. The typical home is worth about $115,200 (1.7× income, relatively affordable). Median household income is $58,468, below the U.S. median near $78,000. On demographic stress specifically, 38240 scores 29/100. There are about 883 housing units across 38240. The vacancy rate is 13.6% — elevated. Educational attainment sits at 11% bachelor's-or-above. The tenure split is 65% owner-occupied to 35% rented.
On the whole, 38240 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 38240 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 38240's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 38240, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 38240 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 38240 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 38240
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 38240 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
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Get the full acquisition report for 38240
The full 38240 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology