ZIP 38240 Property Distress & Foreclosure Data

In Obion County, Tennessee, ZIP 38240 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (61/100), institutional ownership (51/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (20/100) register low. On the structural side it scores 61/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (90/100), climate & FEMA risk (80/100).

The market reads peak — home values rose 3.1% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

18.4% of residents fall below the poverty threshold. About 1,760 people live here, median age 47. Around 45% of renters are cost-burdened. Home values center near $115,200, an affordability ratio of 1.7× — accessible. Median household income is $58,468, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. The ZIP holds roughly 883 housing units. The vacancy rate is 13.6% — elevated. Educational attainment sits at 11% bachelor's-or-above. Owners hold 65% of homes, renters 35%.

Net-net, 38240 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.