ZIP 38024 Foreclosure, Tax-Lien & Distress Report

ZIP 38024's composite property-distress score is 31/100 - DLRadar classes that as moderate for Dyer County, Tennessee. What sets it apart are the readings on structural risk (70/100), construction/permit lag (63/100), institutional ownership (48/100). mortgage stress (20/100) stay muted. Structural risk reads 70/100 against active distress of 6/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (85/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 21% higher over three years (phase confidence 19/100). Topping markets hide individual distress behind strong averages.

Roughly 18.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 60% owner-occupied to 40% rented. Households earn a median $54,303 — below the roughly $78,000 national figure. Around 21% of adults hold a bachelor's degree or higher. Around 44% of renters are cost-burdened. Vacancy runs 9.1%. There are about 11,765 housing units across 38024. The demographic-stress sub-score lands at 33/100. About 25,357 people live here, median age 42. Home values center near $175,600, an affordability ratio of 3.1× — accessible.

On balance 38024 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 38024 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38024 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38024 can be compared directly against any other ZIP in Dyer County, Tennessee or nationwide. Where the public record is thin for 38024, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 figure for 38024 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 38024 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.