ZIP 38080 Property Distress & Foreclosure Data

Composite property distress in 38080 (Lake County, Tennessee) lands at 22/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (38/100). institutional ownership (38/100) and mortgage stress (15/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (61/100). The latent-versus-live split is 50/100 structural and 5/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,223 housing units. The poverty rate is 29.4% — high, a tax-stress and distress correlate. Around 26% of renters are cost-burdened. Around 11% of adults hold a bachelor's degree or higher. At $33,750, median income runs below typical U.S. levels. The vacancy rate is 15.0% — elevated. The demographic-stress sub-score lands at 34/100. 2,492 residents call 38080 home, typically aged 33. The typical home is worth about $82,900 (2.4× income, relatively affordable). 41% of housing is owner-occupied.

Taken together, 38080 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.