ZIP 38080 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 38080 (Lake County, Tennessee) at a low 24/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (54/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (15/100) register low. Environmental exposure also runs high (climate & FEMA risk (61/100)). Structurally it carries 54/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.5% over the trailing year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 1,223 housing units. Roughly 29.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 26% of renters are cost-burdened. About 11% have a four-year degree. Median household income is $33,750, below the U.S. median near $78,000. Vacancy runs 15.0%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 38080 scores 34/100. Population is roughly 2,492 with a median age of 33. Home values center near $82,900, an affordability ratio of 2.4× — accessible. Owners hold 41% of homes, renters 59%.

Taken together, 38080 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 38080 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 38080 stays directly comparable to neighboring ZIPs and the rest of Lake County, Tennessee. Every figure is auditable to a public dataset and refreshed as records update; 38080 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 38080 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 38080 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.