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Lake County, TN: Foreclosures, Tax Liens & Distressed Properties

Lake County, TN, Tennessee: 3 ZIP codes scored, Lake County, TN averaging 16/100 (low, Lake, TN), from 12 to 24. Lake County, TN is in its peak phase (Lake, TN confidence 27/100): Lake, TN home prices up 2.8% (Lake, TN) over twelve months. Lake County, TN lender headwind: 38/100.

Highest-scoring Lake County, TN ZIPs: 38080 (24/100), 38079 (13/100), 38077 (12/100).

Across Lake County, TN's scored ZIPs: median home value $101,400, household income $30,545, 18.9% vacancy, 31.2% poverty, 45% owner-occupied, median age 38.4.

Lake County, TN insurance distress 21/100 (#2,260 in the US); FEMA hazard 40/100 for Lake, TN; 6 federal disaster declarations in Lake County, TN since 2023; Lake, TN construction distress 28/100.

2 banks with 2 branches lend in Lake County, TN; Lake, TN weighted bank stress 60/100, highest 63/100 in Lake, TN.

Lake County, TN unemployment 4.8% (Lake, TN -0.9 pts, six months); 4 new housing units permitted in Lake County, TN over twelve months, Lake, TN up 33% from 3.

2,494 housing units in Lake County, TN; 1,107 Lake, TN renter households; 31% of Lake, TN renters spend 30%+ of income on rent, 15% (Lake, TN) half or more.

Lake County, TN ranks #2,111 nationally on the opportunity index (Lake, TN, among all ranked counties); Lake, TN scores 27.3/100 and Lake, TN sits #65 inside Tennessee. Lake, TN is in the weak opportunity phase; Lake, TN's primary driver is vacancy, Lake, TN second driver bank institutional; Lake, TN moved down 1,055 places. 84 days on market observed in Lake, TN; 20.7% vacancy over 3 Lake, TN ZIPs.

No CFPB county sample covers Lake County, TN. The non-metro area reading for Lake, TN: 1.3% ninety-plus days late; Lake, TN's thirty-to-eighty-nine share is 3.3% (Lake, TN, December 2025 data); Tennessee overall 0.9%.

HUD lists 3 assisted multifamily properties in Lake County, TN with 136 units; 135 Lake, TN units are assisted, 3 Lake, TN properties under project-based Section 8.

427 of the 2,494 housing units in Lake, TN sit vacant. Lake County, TN permitted 0 multifamily units in twelve months; Lake, TN's one-to-four unit structures added 4 units in Lake County, TN.

Peak
Market phase
2.8%
Lake, TN HPI YoY
0%
Drawdown
27
Lake confidence

Highest-distress Lake County ZIP codes

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