ZIP 38059 Foreclosure, Tax-Lien & Distress Report

ZIP 38059's composite property-distress score is 31/100 - DLRadar classes that as moderate for Dyer County, Tennessee. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (58/100), institutional ownership (48/100). On the quiet end sit mortgage stress (20/100). Structural risk reads 68/100 against active distress of 6/100. Environmental exposure also runs high (flood (NFIP) exposure (91/100), climate & FEMA risk (85/100)).

The peak-phase market in 38059 posted values that rose 2.6% over the year, and 31% higher over three years, at 17/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 16% of tenant households. The poverty rate is 14.7%. The ZIP holds roughly 3,357 housing units. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 5.2%. The typical home is worth about $150,300 (2.6× income, relatively affordable). On demographic stress specifically, 38059 scores 25/100. The tenure split is 68% owner-occupied to 32% rented. At $57,182, median income runs below typical U.S. levels. 8,822 residents call 38059 home, typically aged 35.

Net-net, 38059 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 38059 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 38059 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 38059 stays directly comparable to neighboring ZIPs and the rest of Dyer County, Tennessee. Sparse data for 38059 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 31/100 figure for 38059 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 38059 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.