ZIP 38059 Property Distress & Foreclosure Data

Dyer County, Tennessee's ZIP 38059 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (68/100), institutional ownership (52/100), construction/permit lag (52/100). mortgage stress (20/100) stay muted. The latent-versus-live split is 68/100 structural and 6/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (91/100), climate & FEMA risk (85/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 31% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 16% of renters are cost-burdened. The poverty rate is 14.7%. The ZIP holds roughly 3,357 housing units. Around 27% of adults hold a bachelor's degree or higher. The vacancy rate is 5.2%. The typical home is worth about $150,300 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 25/100. 68% of housing is owner-occupied. At $57,182, median income runs below typical U.S. levels. 8,822 residents call 38059 home, typically aged 35.

Overall, 38059 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.