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ZIP 38330 Foreclosure, Tax-Lien & Distress Report

Gibson County, Tennessee · Affordable market

Composite property distress in 38330 (Gibson County, Tennessee) lands at 24/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (8/100). Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (72/100)). The split runs 52/100 structural to 6/100 active on the ground.

The market reads expansion — home values rose 6.3% year on year, and 28% higher over three years, at 73/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 11.0%. The demographic-stress sub-score lands at 27/100. 17.9% of residents fall below the poverty threshold. About 16% have a four-year degree. Around 29% of renters are cost-burdened. 70% of housing is owner-occupied. Median household income is $59,597, below the U.S. median near $78,000. Population is roughly 3,938 with a median age of 38. The typical home is worth about $136,300 (2.0× income, relatively affordable). The ZIP holds roughly 1,694 housing units.

Overall, 38330 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 38330 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 38330, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

38330's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38330 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
52/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 38330

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk85
Another 9 scored dimensions sit behind 38330

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

38330 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 38330, the same set carried on every parcel.

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Other Gibson County ZIP codes

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