ZIP 38382 Foreclosure, Tax-Lien & Distress Report
Gibson County, Tennessee · High Vacancy market
Scored purely from public records, 38382 (Gibson County, Tennessee) returns a low composite of 24/100. Environmental exposure also runs high (climate & FEMA risk (85/100), flood (NFIP) exposure (72/100)). Its standout signals are structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (8/100). Latent structural risk is 52/100 while live distress already moving reads 6/100.
The market reads expansion — home values rose 6.3% year on year, and 15% higher over three years (phase confidence 73/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Population is roughly 8,163 with a median age of 45. Home values center near $121,800, an affordability ratio of 2.0× — accessible. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 31% of renters are cost-burdened. The tenure split is 62% owner-occupied to 38% rented. The vacancy rate is 13.6% — elevated. There are about 4,222 housing units across 38382. Households earn a median $58,125 — below the roughly $78,000 national figure. Around 16% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 28/100.
Taken together, 38382 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 38382 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38382 can be compared directly against any other ZIP in Gibson County, Tennessee or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 38382 shows blanks, not estimates, wherever the record is sparse.
Each component behind 38382 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. For an operator, 38382 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 38382
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 38382 by the numbers
The live 38382 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Adjacent Gibson County ZIP reports
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Unlock parcel-level detail for ZIP 38382
The full 38382 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology