ZIP 38358 Foreclosure, Tax-Lien & Distress Report

Gibson County, Tennessee's ZIP 38358 registers 24/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (52/100), institutional ownership (44/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). On the structural side it scores 52/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 21% higher over three years, at 73/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 38% of renters are cost-burdened. About 12,511 people live here, median age 35. There are about 5,301 housing units across 38358. Educational attainment sits at 18% bachelor's-or-above. Median household income is $65,537, below the U.S. median near $78,000. Owners hold 63% of homes, renters 37%. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 11.0%. 13.3% of residents fall below the poverty threshold. A median home runs $163,300 here, or 2.4 times local income.

Net-net, 38358 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 38358 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38358 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38358 can be compared directly against any other ZIP in Gibson County, Tennessee or nationwide. Sparse data for 38358 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 for 38358 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 38358 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.