ZIP 38348 Property Distress & Foreclosure Data

ZIP code 38348 in Carroll County, Tennessee carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (41/100), institutional ownership (36/100), construction/permit lag (16/100). By contrast, construction/permit lag (16/100) and mortgage stress (15/100) register low. Structural risk reads 41/100 against active distress of 4/100.

The market reads expansion — home values rose 5.1% year on year, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 472 housing units across 38348. Vacancy runs 18.6%, above the national norm and a classic distress-and-opportunity signal. Home values center near $98,300, an affordability ratio of 2.9× — accessible. Rent burden reaches 4% of tenant households. About 987 people live here, median age 46. Educational attainment sits at 3% bachelor's-or-above. Median household income is $33,819, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. Owners hold 79% of homes, renters 21%. 5.6% of residents fall below the poverty threshold.

Net-net, 38348 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.