ZIP 38318 Property Distress & Foreclosure Data

DLRadar grades ZIP 38318 (Carroll County, Tennessee) at a low 18/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (70/100). On the structural side it scores 37/100, with 4/100 of stress already active. Property-level stress concentrates in structural risk (37/100), institutional ownership (36/100), mortgage stress (15/100). By contrast, institutional ownership (36/100) and mortgage stress (15/100) register low.

The market reads expansion — home values rose 5.2% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 27.3% — elevated. About 531 people live here, median age 44. 17.9% of residents fall below the poverty threshold. Owners hold 83% of homes, renters 17%. Around 18% of renters are cost-burdened. Educational attainment sits at 21% bachelor's-or-above. Median household income is $89,712, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $156,000, an affordability ratio of 1.4× — accessible. The ZIP holds roughly 236 housing units.

Net-net, 38318 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.