ZIP 38388 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38388 (Henderson County, Tennessee) lands at 24/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 53/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (53/100), institutional ownership (44/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (20/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (61/100)).

The market reads peak — home values rose 2.8% year on year, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 817 housing units across 38388. Median household income is $61,917, below the U.S. median near $78,000. The vacancy rate is 31.0% — elevated. Roughly 18.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 81% owner-occupied to 19% rented. Around 25% of renters are cost-burdened. The typical home is worth about $205,200 (2.8× income, relatively affordable). The demographic-stress sub-score lands at 30/100. Population is roughly 1,427 with a median age of 45. Around 11% of adults hold a bachelor's degree or higher.

Net-net, 38388 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 38388 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 38388 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38388 can be compared directly against any other ZIP in Henderson County, Tennessee or nationwide. Sparse data for 38388 shows as blanks, never estimates, and the score updates on every fresh public filing.

38388's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 38388 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.