ZIP 38328 Foreclosure, Tax-Lien & Distress Report
Henderson County, Tennessee · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 38328 in Henderson County, Tennessee comes in at 22, a low composite-distress reading. The latent-versus-live split is 48/100 structural and 6/100 already moving. Its standout signals are structural risk (48/100), institutional ownership (45/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (62/100).
The peak-phase market in 38328 posted values that rose 2.8% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $100,625, above the U.S. median near $78,000. About 1,011 people live here, median age 46. 0.5% of residents fall below the poverty threshold. There are about 445 housing units across 38328. A median home runs $139,900 here, or 1.4 times local income. Owners hold 100% of homes, renters 0%. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 31/100. Educational attainment sits at 15% bachelor's-or-above.
On the whole, 38328 leans distressed, with opportunity clustered in specific stressed parcels. 38328 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 38328's 22/100 can be lined up against any neighbor in Henderson County, Tennessee or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 38328 shows blanks, not estimates, wherever the record is sparse.
38328's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 38328 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 38328 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 38328 by the numbers
Current distress, phase, housing and lender-pressure figures for 38328, drawn from the same report attached to each property.
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Keep going: ZIP, county and state distress coverage for Henderson County, Tennessee.
The complete 38328 distress and acquisition report
The full 38328 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology