ZIP 38328 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38328 in Henderson County, Tennessee comes in at 23, a low composite-distress reading. The latent-versus-live split is 51/100 structural and 6/100 already moving. Its standout signals are structural risk (51/100), institutional ownership (46/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100).

The peak-phase market in 38328 posted values that rose 2.8% over the year, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $100,625, above the U.S. median near $78,000. About 1,011 people live here, median age 46. 0.5% of residents fall below the poverty threshold. There are about 445 housing units across 38328. A median home runs $139,900 here, or 1.4 times local income. Owners hold 100% of homes, renters 0%. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 18/100. Educational attainment sits at 15% bachelor's-or-above.

On the whole, 38328 leans distressed, with opportunity clustered in specific stressed parcels. 38328 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 38328's 23/100 can be lined up against any neighbor in Henderson County, Tennessee or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 38328 shows blanks, not estimates, wherever the record is sparse.

38328's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 38328 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.