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ZIP 38329 Foreclosure, Tax-Lien & Distress Report

Decatur County, Tennessee · High Vacancy market

Scored purely from public records, 38329 (Decatur County, Tennessee) returns a low composite of 19/100. On the structural side it scores 41/100, with 8/100 of stress already active. Its standout signals are construction/permit lag (57/100), institutional ownership (52/100), structural risk (41/100). mortgage stress (25/100) stay muted.

The peak-phase market in 38329 posted values that rose 2.8% over the year, and 22% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $51,311, median income runs below typical U.S. levels. On demographic stress specifically, 38329 scores 34/100. The tenure split is 80% owner-occupied to 20% rented. Around 43% of renters are cost-burdened. 3,258 residents call 38329 home, typically aged 46. Educational attainment sits at 14% bachelor's-or-above. The poverty rate is 18.2% — high, a tax-stress and distress correlate. A median home runs $143,500 here, or 2.8 times local income. The ZIP holds roughly 2,005 housing units. Vacancy runs 41.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 38329 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 38329 at the moment; the composite and its components are still built from verifiable public records.

The 38329 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 38329 stays directly comparable to neighboring ZIPs and the rest of Decatur County, Tennessee. Nothing here is interpolated — where a source is thin for 38329, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 38329 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. In workflow terms, 38329 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
41/100
Structural risk
8/100
Distress activity

ZIP 38329 distress signals, scored

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk35
Another 9 scored dimensions sit behind 38329

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 38329 by the numbers

Current distress, phase, housing and lender-pressure figures for 38329, drawn from the same report attached to each property.

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Adjacent Decatur County ZIP reports

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