Decatur County, TN: Foreclosures, Tax Liens & Distressed Properties
Decatur County, TN, Tennessee: 9 ZIP codes scored, Decatur County, TN averaging 20/100 (low, Decatur, TN), from 19 to 23. Decatur County, TN is in its peak phase (Decatur, TN confidence 27/100): Decatur, TN home prices up 2.8% (Decatur, TN) over twelve months. Decatur County, TN lender headwind: 89/100.
Highest-scoring Decatur County, TN ZIPs: 38388 (23/100), 38328 (22/100), 38371 (21/100), 38374 (20/100), 38311 (19/100), 38329 (19/100). Also scored in Decatur County, TN: 38341, 38363, 38380.
Across Decatur County, TN's scored ZIPs: median home value $150,022, household income $50,166, 32.0% vacancy, 19.3% poverty, 84% owner-occupied, median age 49.2.
Decatur County, TN insurance distress 27/100 (#1,795 in the US); FEMA hazard 52/100 for Decatur, TN; 8 federal disaster declarations in Decatur County, TN since 2023; Decatur, TN construction distress 55/100.
4 banks with 7 branches lend in Decatur County, TN; Decatur, TN weighted bank stress 76/100, highest 90/100 in Decatur, TN.
Decatur County, TN unemployment 4.7% (Decatur, TN -0.5 pts, six months); 9 new housing units permitted in Decatur County, TN over twelve months, Decatur, TN down 10% from 10; Decatur, TN home prices +7.0% a year (Decatur, TN) over three years.
6,591 housing units in Decatur County, TN; 1,111 Decatur, TN renter households; 28% of Decatur, TN renters spend 30%+ of income on rent, 15% (Decatur, TN) half or more.
Decatur County, TN ranks #58 nationally on the opportunity index (Decatur, TN, among all ranked counties); Decatur, TN scores 38.2/100 and Decatur, TN sits #2 inside Tennessee. Decatur, TN is in the overheated opportunity phase; Decatur, TN's primary driver is vacancy, Decatur, TN second driver bank institutional; Decatur, TN moved down 50 places. 70 days on market observed in Decatur, TN; 29.8% vacancy over 9 Decatur, TN ZIPs.
No CFPB county sample covers Decatur County, TN. The non-metro area reading for Decatur, TN: 1.3% ninety-plus days late; Decatur, TN's thirty-to-eighty-nine share is 3.3% (Decatur, TN, December 2025 data); Tennessee overall 0.9%.
Decatur County, TN has 3 watched banks; 3 Decatur, TN banks sit in an elevated band. Decatur, TN footprints: Decatur County Bank (2 branches, stress 79) in Decatur, TN; Firstbank (2 branches, stress 55) in Decatur, TN; Farmers Bank (1 branch, stress 90) in Decatur, TN.
HUD lists 1 assisted multifamily property in Decatur County, TN with 50 units; 50 Decatur, TN units are assisted, 1 Decatur, TN properties under project-based Section 8.
2,023 of the 6,591 housing units in Decatur, TN sit vacant. Decatur County, TN permitted 0 multifamily units in twelve months; Decatur, TN's one-to-four unit structures added 9 units in Decatur County, TN.