Decatur County, TN: Foreclosures, Tax Liens & Distressed Properties

Every ZIP in Decatur County, Tennessee carries a DLRadar distress score assembled from foreclosure, tax, mortgage and lender records. The county's ZIP scores run from 19 up to 24/100. The county's lending-headwind score sits at 89/100 (elevated). Coverage runs to 9 ZIPs across Decatur County, a low 21/100 average.

The county market is in a peak phase: home prices rose 2.8% over the past year, at 27/100 phase confidence. At this stage of the cycle, the average masks the outliers so screen ZIP by ZIP.

Decatur County's topped-out +2.8% YoY (27/100 confidence) means selectivity rules well beyond the county average. An elevated 89/100 reading is a buyer tailwind: banks under pressure move REO faster.

Highest scores land in 38388 (24/100), 38328 (23/100), 38341 (22/100), 38371 (22/100), 38374 (21/100), 38311 (19/100); each opens to a full parcel breakdown. Other tracked Decatur County ZIPs include 38329, 38363, 38380.

On the housing-and-income side, Decatur County's tracked footprint come in at home values averaging roughly $150,022, below the US, incomes around $50,166, 32% of units sitting vacant, residents with a median age around 49.2, an owner-occupied share of 84%, poverty running near 19.3%. Read together, they frame the kind of distress to expect and the buyer pool on exit.

At 21/100 composite over 9 ZIPs, Decatur County rewards parcel-by-parcel work and not a county-wide play. Inside DLRadar, each Decatur County property carries owner, mailing address, APN, its own score, the lender behind it and an exit read.

No county is too small to score: Decatur County, Tennessee runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Decatur County's numbers mean exactly what they mean anywhere else in Tennessee.

Approach Decatur County by rank rather than by average — the 21/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. Nothing in the Decatur County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

Drilling in, Decatur County's highest-scoring ZIPs are 38388 (24/100), 38328 (23/100), 38341 (22/100), 38371 (22/100), 38374 (21/100), 38311 (19/100). DLRadar also scores 38329, 38363, 38380 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Decatur County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.