ZIP 38313 Property Distress & Foreclosure Data

DLRadar grades ZIP 38313 (Madison County, Tennessee) at a low 27/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (62/100)). Property-level stress concentrates in structural risk (60/100), construction/permit lag (55/100), institutional ownership (44/100). On the quiet end sit mortgage stress (17/100). Structural exposure scores 60 and live distress 5 on the 0–100 scale.

The peak-phase market in 38313 posted values that rose 2.7% over the year, and 25% higher over three years, at 40/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 90% owner-occupied to 10% rented. Roughly 11.7% live below the poverty line. A median home runs $213,900 here, or 2.3 times local income. Vacancy runs 9.5%. Population is roughly 3,611 with a median age of 46. On demographic stress specifically, 38313 scores 20/100. There are about 1,418 housing units across 38313. Households earn a median $87,932 — above the roughly $78,000 national figure. About 22% have a four-year degree. Rent burden reaches 0% of tenant households.

On balance 38313 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.