ZIP 38391 Property Distress & Foreclosure Data

Composite property distress in 38391 (Madison County, Tennessee) lands at 31/100 — moderate on DLRadar's public-record scoring. Structural risk reads 69/100 against active distress of 6/100. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (54/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (81/100)).

The peak-phase market in 38391 posted values that rose 2.0% over the year, at 44/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 80% owner-occupied to 20% rented. Households earn a median $74,145 — near the roughly $78,000 national figure. Population is roughly 1,507 with a median age of 51. On demographic stress specifically, 38391 scores 19/100. A median home runs $98,300 here, or 1.3 times local income. Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. About 6% have a four-year degree. There are about 529 housing units across 38391. Roughly 4.8% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 38391 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
69/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 38391

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk91
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Madison County

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