ZIP 38391 Foreclosure, Tax-Lien & Distress Report

In Madison County, Tennessee, ZIP 38391 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structurally it carries 67/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (67/100), construction/permit lag (51/100), institutional ownership (46/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (91/100), flood (NFIP) exposure (81/100).

The expansion-phase market in 38391 posted values that rose 6.3% over the year (phase confidence 73/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 80% owner-occupied to 20% rented. Households earn a median $74,145 — near the roughly $78,000 national figure. Population is roughly 1,507 with a median age of 51. The demographic-stress sub-score lands at 19/100. The typical home is worth about $98,300 (1.3× income, relatively affordable). Vacancy runs 14.8%, above the national norm and a classic distress-and-opportunity signal. Around 0% of renters are cost-burdened. Around 6% of adults hold a bachelor's degree or higher. There are about 529 housing units across 38391. The poverty rate is 4.8% — low.

Net-net, 38391 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 38391 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 38391's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 38391 reflects the current record instead of a stale or modeled snapshot.

Each component behind 38391 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. For an operator, 38391 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.