ZIP 38381 Property Distress & Foreclosure Data
DLRadar grades ZIP 38381 (Hardeman County, Tennessee) at a low 22/100 for overall property distress. The latent-versus-live split is 47/100 structural and 6/100 already moving. Property-level stress concentrates in construction/permit lag (57/100), institutional ownership (50/100), structural risk (47/100). By contrast, mortgage stress (21/100) register low.
The market reads expansion — home values rose 5.2% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The vacancy rate is 16.0% — elevated. Around 34% of renters are cost-burdened. 24.9% of residents fall below the poverty threshold. The ZIP holds roughly 651 housing units. Median household income is $53,786, below the U.S. median near $78,000. Home values center near $110,000, an affordability ratio of 2.1× — accessible. Educational attainment sits at 14% bachelor's-or-above. Owners hold 78% of homes, renters 22%. DLRadar's demographic-stress index for the area reads 30/100. About 1,525 people live here, median age 36.
Net-net, 38381 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 38381
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Hardeman County
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Deterministic. Every signal traces to a public dataset · methodology