ZIP 38381 Foreclosure, Tax-Lien & Distress Report

ZIP 38381's composite property-distress score is 22/100 - DLRadar classes that as low for Hardeman County, Tennessee. Structural exposure scores 47 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (60/100), institutional ownership (47/100), structural risk (47/100). mortgage stress (21/100) stay muted.

The peak-phase market in 38381 posted values that rose 2.8% over the year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 16.0% — elevated. Rent burden reaches 34% of tenant households. 24.9% of residents fall below the poverty threshold. The ZIP holds roughly 651 housing units. Median household income is $53,786, below the U.S. median near $78,000. Home values center near $110,000, an affordability ratio of 2.1× — accessible. Educational attainment sits at 14% bachelor's-or-above. 78% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 30/100. About 1,525 people live here, median age 36.

Net-net, 38381 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 38381 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 38381's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 38381, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 38381 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 38381 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.