ZIP 38044 Foreclosure, Tax-Lien & Distress Report
Hardeman County, Tennessee · High Vacancy market
DLRadar grades ZIP 38044 (Hardeman County, Tennessee) at a low 23/100 for overall property distress. Structurally it carries 50/100, against 6/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (80/100), structural risk (50/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low.
The market reads peak — home values rose 3.0% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.
Rent burden reaches 68% of tenant households. The poverty rate is 7.2% — low. Households earn a median $41,196 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 41/100. Vacancy runs 26.2%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 79% owner-occupied to 21% rented. Home values center near $299,000, an affordability ratio of 5.5×. Population is roughly 657 with a median age of 46. About 18% have a four-year degree. There are about 500 housing units across 38044.
On the whole, 38044 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 38044 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 38044's 23/100 can be lined up against any neighbor in Hardeman County, Tennessee or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 38044 shows blanks, not estimates, wherever the record is sparse.
Each component behind 38044 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Treat 38044 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 38044
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 38044 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Hardeman County
Keep exploring Tennessee distress
Further distress data across Hardeman County, Tennessee at ZIP, county and state level.
The complete 38044 distress and acquisition report
Open 38044 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology