ZIP 38375 Foreclosure, Tax-Lien & Distress Report

Mcnairy County, Tennessee's ZIP 38375 registers 23/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (51/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (15/100). Structural exposure scores 51 and live distress 5 on the 0–100 scale.

The peak-phase market in 38375 posted values that rose 2.8% over the year, and 18% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. There are about 4,250 housing units across 38375. Owners hold 75% of homes, renters 25%. At $50,108, median income runs below typical U.S. levels. About 8,398 people live here, median age 45. Roughly 17.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The typical home is worth about $166,400 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 29/100. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 26% of tenant households.

Net-net, 38375 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 38375 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 38375 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38375 can be compared directly against any other ZIP in Mcnairy County, Tennessee or nationwide. The score is rebuilt from public data as it updates, so 38375 reflects the current record instead of a stale or modeled snapshot.

The 23/100 figure for 38375 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 38375 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.