ZIP 38375 Property Distress & Foreclosure Data

ZIP code 38375 in Mcnairy County, Tennessee carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (52/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (15/100) register low. Structural exposure scores 52 and live distress 5 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 18% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. There are about 4,250 housing units across 38375. Owners hold 75% of homes, renters 25%. Median household income is $50,108, below the U.S. median near $78,000. About 8,398 people live here, median age 45. 17.3% of residents fall below the poverty threshold. Home values center near $166,400, an affordability ratio of 2.9× — accessible. DLRadar's demographic-stress index for the area reads 29/100. Educational attainment sits at 14% bachelor's-or-above. Rent burden reaches 26% of tenant households.

Net-net, 38375 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.