ZIP 38315 Property Distress & Foreclosure Data

Mcnairy County, Tennessee's ZIP 38315 registers 24/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (52/100), institutional ownership (32/100). By contrast, institutional ownership (32/100) and mortgage stress (15/100) register low. Structural risk reads 52/100 against active distress of 4/100.

The market reads peak — home values rose 4.9% year on year, and 32% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

Owners hold 85% of homes, renters 15%. Home values center near $138,600, an affordability ratio of 2.7× — accessible. Rent burden reaches 44% of tenant households. Educational attainment sits at 9% bachelor's-or-above. About 3,929 people live here, median age 50. Median household income is $47,458, below the U.S. median near $78,000. Vacancy runs 15.3%, above the national norm and a classic distress-and-opportunity signal. 18.1% of residents fall below the poverty threshold. There are about 1,707 housing units across 38315. DLRadar's demographic-stress index for the area reads 31/100.

Net-net, 38315 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.