ZIP 38340 Foreclosure, Tax-Lien & Distress Report
Chester County, Tennessee · Affordable market
ZIP code 38340 in Chester County, Tennessee carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (43/100), structural risk (34/100), institutional ownership (25/100). On the quiet end sit institutional ownership (25/100) and mortgage stress (13/100). The split runs 34/100 structural to 4/100 active on the ground.
Prices here sit in a expansion phase: values rose 5.9% over the trailing year, and 28% higher over three years (phase confidence 64/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
A median home runs $160,000 here, or 2.3 times local income. Around 36% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. Educational attainment sits at 21% bachelor's-or-above. About 12,274 people live here, median age 34. There are about 4,709 housing units across 38340. The vacancy rate is 7.1%. 15.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. At $61,477, median income runs below typical U.S. levels.
Net-net, 38340 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 38340's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 38340 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 16/100 figure for 38340 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38340 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 38340’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 38340 by the numbers
A live read on 38340: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Other Chester County ZIP codes
Nearest ZIP codes to 38340
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Other reports tied to Chester County, Tennessee — ZIP, county and statewide.
Open the complete 38340 acquisition file
See who owns each distressed property in 38340, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology