Chester County, TN: Foreclosures, Tax Liens & Distressed Properties

Chester County, TN, Tennessee: 12 ZIP codes scored, Chester County, TN averaging 21/100 (low, Chester, TN), from 15 to 26. Chester County, TN is in its expansion phase (Chester, TN confidence 73/100): Chester, TN home prices up 6.3% (Chester, TN) over twelve months. Chester County, TN lender headwind: 70/100.

Highest-scoring Chester County, TN ZIPs: 38356 (26/100), 38366 (26/100), 38313 (25/100), 38315 (23/100), 38044 (22/100), 38334 (22/100). Also scored in Chester County, TN: 38359, 38368, 38332, 38352, 38340, 38347.

Across Chester County, TN's scored ZIPs: median home value $176,750, household income $63,149, 15.2% vacancy, 9.8% poverty, 83% owner-occupied, median age 44.0.

Chester County, TN insurance distress 21/100 (#2,256 in the US); FEMA hazard 40/100 for Chester, TN; 6 federal disaster declarations in Chester County, TN since 2023; Chester, TN construction distress 49/100.

5 banks with 7 branches lend in Chester County, TN; Chester, TN weighted bank stress 68/100, highest 77/100 in Chester, TN.

Chester County, TN unemployment 4.5% (Chester, TN +0.4 pts, six months); 18 new housing units permitted in Chester County, TN over twelve months, Chester, TN up 13% from 16; Chester, TN home prices +12.8% a year (Chester, TN) over three years.

7,279 housing units in Chester County, TN; 1,480 Chester, TN renter households; 30% of Chester, TN renters spend 30%+ of income on rent, 14% (Chester, TN) half or more.

Chester County, TN ranks #1,214 nationally on the opportunity index (Chester, TN, among all ranked counties); Chester, TN scores 30.4/100 and Chester, TN sits #33 inside Tennessee. Chester, TN is in the watchlist opportunity phase; Chester, TN's primary driver is bank institutional, Chester, TN second driver vacancy; Chester, TN moved up 134 places. 86 days on market observed in Chester, TN; 9.8% vacancy over 12 Chester, TN ZIPs.

No CFPB county sample covers Chester County, TN. The metro area reading for Chester, TN (Jackson, TN): 0.9% ninety-plus days late; Chester, TN's thirty-to-eighty-nine share is 3.5% (Chester, TN, December 2025 data); Tennessee overall 0.9%.

Chester County, TN has 5 watched banks; 5 Chester, TN banks sit in an elevated band. Chester, TN footprints: Centennial Bank (2 branches, stress 70) in Chester, TN; Firstbank (2 branches, stress 55) in Chester, TN; Peoples Bank (1 branch, stress 77) in Chester, TN.

HUD lists 1 assisted multifamily property in Chester County, TN with 70 units; 70 Chester, TN units are assisted, 1 Chester, TN properties under project-based Section 8.

849 of the 7,279 housing units in Chester, TN sit vacant. Chester County, TN permitted 0 multifamily units in twelve months; Chester, TN's one-to-four unit structures added 18 units in Chester County, TN.