Chester County, TN: Foreclosures, Tax Liens & Distressed Properties

Across Chester County, Tennessee, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. County-level credit and bank headwind reads 70/100 — elevated, a sign of lender stress locally. There are 12 scored ZIPs in the county (mean composite 22/100). The county's ZIP scores run from 17 up to 26/100.

In its expansion phase, Chester County home prices rose 6.3% across the last year, a 73/100-confidence read. Despite the upswing, a subset takes on water even as the headline looks strong.

Through Chester County's +6.3% YoY climb (73/100 confidence), stressed pockets remain where the scoring still flags pressure. Its 70/100 lender headwind is a buyer tailwind: expect more lender-driven inventory soon.

Leading Chester County on distress: 38313 (26/100), 38356 (26/100), 38366 (26/100), 38044 (23/100), 38315 (23/100), 38334 (22/100). The breakdown continues through 38359, 38368, 38332, 38352, 38340, 38347 and more.

Profile-wise, Chester County's scored ZIPs come in at a 15.2% vacancy rate, 9.8% of households below the poverty line, residents with a median age around 44, 83% owner-occupancy, household income averaging about $63,149, below the national median, typical home values near $176,750. Numbers like these shape who sells under pressure and how fast a deal moves.

With a low 22/100 reading over 12 ZIPs, Chester County is a screen-by-ZIP market rather than a blanket buy. Inside DLRadar, each Chester County property carries owner, APN and address, a distress score plus a funding-to-closing path.

The distress read for Chester County, Tennessee is refreshed as new public records post and uses the same methodology coast to coast, so Chester County stays directly comparable to any other market you track.

In Chester County, Tennessee, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All Chester County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

Drilling in, Chester County's highest-scoring ZIPs are 38313 (26/100), 38356 (26/100), 38366 (26/100), 38044 (23/100), 38315 (23/100), 38334 (22/100). DLRadar also scores 38359, 38368, 38332, 38352, 38340, 38347 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Chester County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.