ZIP 38359 Foreclosure, Tax-Lien & Distress Report
Hardin County, Tennessee · Affordable market
Scored on a fixed 0-100 scale, 38359 (Hardin County, Tennessee) returns a low composite of 21/100. On the structural side it scores 46/100, with 0/100 of stress already active. The pressure is most legible in structural risk (46/100), institutional ownership (38/100), construction/permit lag (32/100). By contrast, institutional ownership (38/100) and construction/permit lag (32/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (62/100).
The peak-phase market in 38359 posted values that rose 3.0% over the year, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 150 housing units. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 42/100. 306 residents call 38359 home, typically aged 29. The typical home is worth about $84,200. The poverty rate is 3.3% — low. About 5% have a four-year degree. Around 0% of renters are cost-burdened. Owners hold 93% of homes, renters 7%.
On balance, 38359 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 38359 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 38359 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 21/100 figure for 38359 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 38359 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 38359
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 38359 by the numbers
A live read on 38359: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Hardin County
Nearest ZIP codes to 38359
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Hardin County, Tennessee
Other reports tied to Hardin County, Tennessee — ZIP, county and statewide.
Get the full acquisition report for 38359
See who owns each distressed property in 38359, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology