ZIP 38327 Property Distress & Foreclosure Data

DLRadar grades ZIP 38327 (Hardin County, Tennessee) at a low 25/100 for overall property distress. Property-level stress concentrates in structural risk (55/100), construction/permit lag (46/100), institutional ownership (45/100). By contrast, mortgage stress (21/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (65/100). The latent-versus-live split is 55/100 structural and 6/100 already moving.

The market reads expansion — home values rose 5.2% year on year (phase confidence 28/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $34,821, below the U.S. median near $78,000. The ZIP holds roughly 334 housing units. DLRadar's demographic-stress index for the area reads 39/100. Owners hold 77% of homes, renters 23%. The vacancy rate is 22.2% — elevated. Educational attainment sits at 7% bachelor's-or-above. Around 54% of renters are cost-burdened. About 717 people live here, median age 51. 23.4% of residents fall below the poverty threshold. Home values center near $150,000, an affordability ratio of 3.9× — accessible.

Net-net, 38327 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.