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Hardin County, TN: Foreclosures, Tax Liens & Distressed Properties

Across Hardin County, Tennessee, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Individual Hardin County ZIPs score between 15 and 25 on the 0–100 composite. The county's lending-headwind score sits at 86/100 (elevated). Coverage runs to 14 ZIPs across Hardin County, a low 21/100 average.

Currently peak, Hardin County saw prices rise 2.8% year over year, at 27/100 phase confidence. With pricing topped out, the average masks the outliers with opportunity concentrated by ZIP.

Hardin County's topped-out +2.8% YoY (27/100 confidence) means the wins are surgical so the headline market won't hand it over. An elevated 86/100 reading favors patient capital: short sales and foreclosures accelerate.

By composite, 38310 (25/100), 38357 (25/100), 38379 (24/100), 38359 (22/100), 38361 (22/100), 38371 (22/100) top the county — tap any ZIP to go deeper. Further scored ZIPs: 38326, 38327, 38365, 38370, 38372, 38376, 38475, 38425.

Profile-wise, Hardin County's scored ZIPs show residents with a median age around 44.8, an owner-occupied share of 83%, poverty running near 18.1%, a median household income near $49,446 (below the US norm), home values averaging roughly $144,808, below the US, vacancy near 28.4%. Read together, they signal how much distress reaches the market and how fast it moves.

With a low 21/100 reading over 14 ZIPs, Hardin County is a screen-by-ZIP market and not a county-wide play. A DLRadar subscription opens every Hardin County parcel: owner, APN and address, a distress reading, the lender on title and exit timing.

Whether Hardin County, Tennessee carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Hardin County can be compared directly against any county in the country.

Used properly, Hardin County, Tennessee's scores are a triage layer: they rank where motivated sellers cluster so acquisition spend goes to the ZIPs that convert rather than across Hardin County as a whole. These Hardin County numbers come straight from public filings and refresh as new ones post; a missing source produces a blank field, never an estimate.

At the ZIP level, the sharpest readings in Hardin County are 38310 (25/100), 38357 (25/100), 38379 (24/100), 38359 (22/100), 38361 (22/100), 38371 (22/100). DLRadar also scores 38326, 38327, 38365, 38370, 38372, 38376, 38475, 38425 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

The Hardin County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.

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Peak
Market phase
2.8%
HPI YoY
0%
Drawdown
27
Confidence
Live sampleSample: distressed properties in Hardin County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
38310TN25
38357TN25
38379TN24
38359TN22
38361TN22
38371TN22
38326TN21
38327TN21
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Hardin County ZIPs ranked by distress

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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.

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