Hardin County, TN: Foreclosures, Tax Liens & Distressed Properties
Hardin County, TN, Tennessee: 14 ZIP codes scored, Hardin County, TN averaging 20/100 (low, Hardin, TN), from 14 to 24. Hardin County, TN is in its peak phase (Hardin, TN confidence 27/100): Hardin, TN home prices up 2.8% (Hardin, TN) over twelve months. Hardin County, TN lender headwind: 86/100.
Highest-scoring Hardin County, TN ZIPs: 38310 (24/100), 38357 (24/100), 38379 (24/100), 38359 (21/100), 38361 (21/100), 38371 (21/100). Also scored in Hardin County, TN: 38327, 38365, 38370, 38372, 38376, 38326, 38475, 38425.
Across Hardin County, TN's scored ZIPs: median home value $144,808, household income $49,446, 28.4% vacancy, 18.1% poverty, 83% owner-occupied, median age 44.8.
Hardin County, TN insurance distress 53/100 (#1,045 in the US); FEMA hazard 52/100 for Hardin, TN; 8 federal disaster declarations in Hardin County, TN since 2023; 1 Hardin, TN NFIP flood claims, $6K paid; Hardin, TN construction distress 17/100.
6 banks with 11 branches lend in Hardin County, TN; Hardin, TN weighted bank stress 74/100, highest 87/100 in Hardin, TN.
Hardin County, TN unemployment 4.4% (Hardin, TN +0.4 pts, six months); 36 new housing units permitted in Hardin County, TN over twelve months, Hardin, TN up 44% from 25; Hardin, TN home prices +12.3% a year (Hardin, TN) over three years.
15,161 housing units in Hardin County, TN; 2,383 Hardin, TN renter households; 34% of Hardin, TN renters spend 30%+ of income on rent, 16% (Hardin, TN) half or more.
Hardin County, TN ranks #1,128 nationally on the opportunity index (Hardin, TN, among all ranked counties); Hardin, TN scores 30.7/100 and Hardin, TN sits #23 inside Tennessee. Hardin, TN is in the early_signal opportunity phase; Hardin, TN's primary driver is vacancy, Hardin, TN second driver bank institutional; Hardin, TN moved down 486 places. 4 short-sale listings across Hardin, TN; 76 days on market observed in Hardin, TN; 25.9% vacancy over 14 Hardin, TN ZIPs.
No CFPB county sample covers Hardin County, TN. The non-metro area reading for Hardin, TN: 1.3% ninety-plus days late; Hardin, TN's thirty-to-eighty-nine share is 3.3% (Hardin, TN, December 2025 data); Tennessee overall 0.9%.
Hardin County, TN has 4 watched banks; 4 Hardin, TN banks sit in an elevated band. Hardin, TN footprints: Hardin County Bank (4 branches, stress 67) in Hardin, TN; Central Bank (2 branches, stress 72) in Hardin, TN; Home Banking Co (1 branch, stress 86) in Hardin, TN.
HUD lists 4 assisted multifamily properties in Hardin County, TN with 109 units; 107 Hardin, TN units are assisted, 1 Hardin, TN properties under project-based Section 8.
4,160 of the 15,161 housing units in Hardin, TN sit vacant. Hardin County, TN permitted 0 multifamily units in twelve months; Hardin, TN's one-to-four unit structures added 36 units in Hardin County, TN.