ZIP 38357 Property Distress & Foreclosure Data

ZIP code 38357 in Mcnairy County, Tennessee carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (100/100), structural risk (56/100), institutional ownership (35/100). By contrast, institutional ownership (35/100) and mortgage stress (17/100) register low. Structural exposure scores 56 and live distress 5 on the 0–100 scale.

The market reads expansion — home values rose 5.2% year on year, and 1% higher over three years, at 28/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,382 people live here, median age 40. Home values center near $167,900, an affordability ratio of 3.1× — accessible. Owners hold 89% of homes, renters 11%. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. 16.8% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 27/100. There are about 1,495 housing units across 38357. Median household income is $53,375, below the U.S. median near $78,000. Rent burden reaches 3% of tenant households. Educational attainment sits at 8% bachelor's-or-above.

Net-net, 38357 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.