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ZIP 38357 Foreclosure, Tax-Lien & Distress Report

Mcnairy County, Tennessee · High Vacancy market

ZIP 38357's composite property-distress score is 24/100 - DLRadar classes that as low for Mcnairy County, Tennessee. Property-level stress concentrates in construction/permit lag (99/100), structural risk (54/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (17/100) stay muted. Latent structural risk is 54/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 1% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,382 residents call 38357 home, typically aged 40. A median home runs $167,900 here, or 3.1 times local income. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.8% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 1,495 housing units. Households earn a median $53,375 — below the roughly $78,000 national figure. Rent burden reaches 3% of tenant households. About 8% have a four-year degree.

Net-net, 38357 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 38357 read uses the identical scoring model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 38357 stays directly comparable to neighboring ZIPs and the rest of Mcnairy County, Tennessee. Every figure is auditable to a public dataset and refreshed as records update; 38357 shows blanks, not estimates, wherever the record is sparse.

Behind 38357's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38357 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

24/100
Composite stress
54/100
Structural risk
5/100
Distress activity

Signal-by-signal read on 38357

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk54
+9 more distress dimensions scored for this ZIP

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

38357 at a glance

A live read on 38357: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Other Mcnairy County ZIP codes

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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Tennessee distress

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Get every distressed property in 38357 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.

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