ZIP 38357 Foreclosure, Tax-Lien & Distress Report

ZIP 38357's composite property-distress score is 25/100 - DLRadar classes that as low for Mcnairy County, Tennessee. Property-level stress concentrates in construction/permit lag (100/100), structural risk (55/100), institutional ownership (31/100). institutional ownership (31/100) and mortgage stress (17/100) stay muted. Latent structural risk is 55/100 while live distress already moving reads 5/100.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 1% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,382 residents call 38357 home, typically aged 40. A median home runs $167,900 here, or 3.1 times local income. The tenure split is 89% owner-occupied to 11% rented. Vacancy runs 21.1%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 16.8% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 27/100. The ZIP holds roughly 1,495 housing units. Households earn a median $53,375 — below the roughly $78,000 national figure. Rent burden reaches 3% of tenant households. About 8% have a four-year degree.

Net-net, 38357 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 38357 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 38357 stays directly comparable to neighboring ZIPs and the rest of Mcnairy County, Tennessee. Every figure is auditable to a public dataset and refreshed on ingest; 38357 shows blanks, not estimates, wherever the record is sparse.

Behind 38357's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 38357 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.