ZIP 38376 Property Distress & Foreclosure Data

In Hardin County, Tennessee, ZIP 38376 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (55/100), construction/permit lag (51/100), institutional ownership (44/100). On the structural side it scores 55/100, with 0/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (65/100)).

The expansion-phase market in 38376 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 267 with a median age of 56. Around 0% of renters are cost-burdened. The vacancy rate is 25.1% — elevated. About 12% have a four-year degree. Roughly 10.5% live below the poverty line. Households earn a median $44,176 — below the roughly $78,000 national figure. On demographic stress specifically, 38376 scores 22/100. The ZIP holds roughly 191 housing units. The tenure split is 81% owner-occupied to 19% rented.

On the whole, 38376 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
55/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 38376

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk65
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Hardin County

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Deterministic. Every signal traces to a public dataset · methodology