ZIP 38376 Foreclosure, Tax-Lien & Distress Report
Hardin County, Tennessee · High Vacancy market
DLRadar grades ZIP 38376 (Hardin County, Tennessee) at a low 21/100 for overall property distress. What sets it apart are the readings on structural risk (47/100), institutional ownership (40/100), construction/permit lag (22/100). construction/permit lag (22/100) stay muted. On the structural side it scores 47/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).
The peak-phase market in 38376 posted values that rose 2.8% over the year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 267 people live here, median age 56. Around 0% of renters are cost-burdened. The vacancy rate is 25.1% — elevated. Educational attainment sits at 12% bachelor's-or-above. The poverty rate is 10.5%. Households earn a median $44,176 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 191 housing units. 81% of housing is owner-occupied.
On the whole, 38376 leans distressed, with opportunity clustered in specific stressed parcels. 38376 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 38376 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38376 can be compared directly against any other ZIP in Hardin County, Tennessee or nationwide. Sparse data for 38376 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 38376's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 38376 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 38376
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 38376 by the numbers
Current distress, phase, housing and lender-pressure figures for 38376, drawn from the same report attached to each property.
Hardin County ZIPs near 38376
More distress data near 38376
Keep going: ZIP, county and state distress coverage for Hardin County, Tennessee.
Get the full acquisition report for 38376
See who owns each distressed property in 38376, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology