ZIP 38361 Property Distress & Foreclosure Data

ZIP code 38361 in Hardin County, Tennessee carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (57/100), structural risk (56/100), institutional ownership (44/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (64/100)). On the structural side it scores 56/100, with 6/100 of stress already active.

The expansion-phase market in 38361 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Roughly 28.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 22% have a four-year degree. Households earn a median $49,348 — below the roughly $78,000 national figure. On demographic stress specifically, 38361 scores 26/100. Population is roughly 1,158 with a median age of 55. The tenure split is 87% owner-occupied to 13% rented. Around 0% of renters are cost-burdened. The vacancy rate is 20.8% — elevated. A median home runs $162,800 here, or 2.9 times local income. The ZIP holds roughly 554 housing units.

On the whole, 38361 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.