ZIP 38326 Property Distress & Foreclosure Data

In Hardin County, Tennessee, ZIP 38326 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 54/100 against active distress of 6/100. Its standout signals are structural risk (54/100), construction/permit lag (45/100), institutional ownership (44/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (65/100).

Prices here sit in a expansion phase: values rose 5.2% over the trailing year, and 12% higher over three years, at 28/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

2,566 residents call 38326 home, typically aged 58. The typical home is worth about $191,900 (3.9× income, relatively affordable). There are about 2,759 housing units across 38326. 90% of housing is owner-occupied. The demographic-stress sub-score lands at 37/100. Vacancy runs 51.9%, above the national norm and a classic distress-and-opportunity signal. At $49,145, median income runs below typical U.S. levels. The poverty rate is 8.2%. Rent burden reaches 61% of tenant households. Around 20% of adults hold a bachelor's degree or higher.

Taken together, 38326 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.