ZIP 38475 Foreclosure, Tax-Lien & Distress Report
Hardin County, Tennessee · High Vacancy market
In Hardin County, Tennessee, ZIP 38475 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 40 and live distress 6 on the 0–100 scale. The pressure is most legible in structural risk (40/100), institutional ownership (38/100), mortgage stress (20/100). On the quiet end sit mortgage stress (20/100) and construction/permit lag (13/100).
The peak-phase market in 38475 posted values that rose 2.8% over the year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
The demographic-stress sub-score lands at 30/100. At $53,472, median income runs below typical U.S. levels. The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 50.1% — elevated. The typical home is worth about $121,200 (2.2× income, relatively affordable). 20.8% of residents fall below the poverty threshold. About 19% have a four-year degree. The ZIP holds roughly 494 housing units. Population is roughly 787 with a median age of 37.
Taken together, 38475 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 38475 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 38475 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 38475 stays directly comparable to neighboring ZIPs and the rest of Hardin County, Tennessee. Sparse data for 38475 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 38475's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 38475 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 38475
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 38475 distress snapshot
The live 38475 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Hardin County
Keep exploring Tennessee distress
Other reports tied to Hardin County, Tennessee — ZIP, county and statewide.
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Each signal above is traceable to an open dataset · methodology