ZIP 38475 Property Distress & Foreclosure Data

In Hardin County, Tennessee, ZIP 38475 scores 23 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 50/100, with 6/100 of stress already active. Its standout signals are structural risk (50/100), construction/permit lag (46/100), institutional ownership (42/100). On the quiet end sit mortgage stress (20/100).

The expansion-phase market in 38475 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 38475 scores 30/100. Households earn a median $53,472 — below the roughly $78,000 national figure. The tenure split is 97% owner-occupied to 3% rented. The vacancy rate is 50.1% — elevated. A median home runs $121,200 here, or 2.2 times local income. Roughly 20.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 19% have a four-year degree. The ZIP holds roughly 494 housing units. Population is roughly 787 with a median age of 37.

On the whole, 38475 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.