ZIP 38486 Foreclosure, Tax-Lien & Distress Report
Lawrence County, Tennessee · High Vacancy market
Scored on a fixed 0-100 scale, 38486 (Lawrence County, Tennessee) returns a low composite of 21/100. Climate and flood risk are elevated too — climate & FEMA risk (61/100). Structural exposure scores 46 and live distress 3 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (72/100), structural risk (46/100), institutional ownership (24/100). By contrast, institutional ownership (24/100) and mortgage stress (11/100) register low.
Prices here sit in a peak phase: values rose 2.2% over the trailing year (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
Households earn a median $46,299 — below the roughly $78,000 national figure. The vacancy rate is 22.4% — elevated. Around 38% of renters are cost-burdened. The ZIP holds roughly 703 housing units. 9.5% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. Owners hold 71% of homes, renters 29%. Home values center near $165,600, an affordability ratio of 2.8× — accessible. Around 9% of adults hold a bachelor's degree or higher. About 1,273 people live here, median age 43.
Net-net, 38486 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38486 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 38486's 21/100 can be lined up against any neighbor in Lawrence County, Tennessee or any ZIP coast to coast. 38486 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 38486 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. Treat 38486 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 38486
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 38486 by the numbers
A live read on 38486: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Lawrence County ZIPs near 38486
Nearest ZIP codes to 38486
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Tennessee distress
Keep going: ZIP, county and state distress coverage for Lawrence County, Tennessee.
The complete 38486 distress and acquisition report
Pull every distressed parcel in 38486 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology