ZIP 38468 Property Distress & Foreclosure Data

Composite property distress in 38468 (Lawrence County, Tennessee) lands at 20/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (42/100), structural risk (41/100), institutional ownership (28/100). By contrast, institutional ownership (28/100) and mortgage stress (12/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (66/100). On the structural side it scores 41/100, with 4/100 of stress already active.

The market reads peak — home values rose 3.2% year on year, and 12% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 14% bachelor's-or-above. About 5,442 people live here, median age 38. The ZIP holds roughly 2,350 housing units. DLRadar's demographic-stress index for the area reads 28/100. Median household income is $59,899, below the U.S. median near $78,000. Owners hold 80% of homes, renters 20%. 8.9% of residents fall below the poverty threshold. The vacancy rate is 11.1%. Around 25% of renters are cost-burdened. Home values center near $207,200, an affordability ratio of 3.3× — accessible.

Net-net, 38468 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.