Lawrence County, TN: Foreclosures, Tax Liens & Distressed Properties
Lawrence County, TN, Tennessee: 11 ZIP codes scored, Lawrence County, TN averaging 22/100 (low, Lawrence, TN), from 18 to 26. Lawrence County, TN is in its peak phase (Lawrence, TN confidence 19/100): Lawrence, TN home prices up 2.0% (Lawrence, TN) over twelve months. Lawrence County, TN lender headwind: 40/100.
Highest-scoring Lawrence County, TN ZIPs: 38474 (26/100), 38473 (25/100), 38456 (22/100), 38457 (22/100), 38468 (22/100), 38469 (22/100). Also scored in Lawrence County, TN: 38481, 38464, 38486, 38463, 38483.
Across Lawrence County, TN's scored ZIPs: median home value $199,245, household income $55,951, 14.1% vacancy, 13.7% poverty, 79% owner-occupied, median age 38.0.
Lawrence County, TN insurance distress 21/100 (#2,261 in the US); FEMA hazard 40/100 for Lawrence, TN; 6 federal disaster declarations in Lawrence County, TN since 2023; Lawrence, TN construction distress 70/100.
10 banks with 14 branches lend in Lawrence County, TN; Lawrence, TN weighted bank stress 57/100, highest 79/100 in Lawrence, TN.
Lawrence County, TN unemployment 4.3% (Lawrence, TN -0.6 pts, six months); 24 new housing units permitted in Lawrence County, TN over twelve months, Lawrence, TN down 23% from 31; Lawrence, TN home prices +11.7% a year (Lawrence, TN) over three years.
18,730 housing units in Lawrence County, TN; 3,986 Lawrence, TN renter households; 35% of Lawrence, TN renters spend 30%+ of income on rent, 15% (Lawrence, TN) half or more.
Lawrence County, TN ranks #2,604 nationally on the opportunity index (Lawrence, TN, among all ranked counties); Lawrence, TN scores 25.4/100 and Lawrence, TN sits #85 inside Tennessee. Lawrence, TN is in the weak opportunity phase; Lawrence, TN's primary driver is construction, Lawrence, TN second driver vacancy; Lawrence, TN moved down 288 places. 3 short-sale listings across Lawrence, TN; 67 days on market observed in Lawrence, TN; 10.7% vacancy over 11 Lawrence, TN ZIPs.
No CFPB county sample covers Lawrence County, TN. The non-metro area reading for Lawrence, TN: 1.3% ninety-plus days late; Lawrence, TN's thirty-to-eighty-nine share is 3.3% (Lawrence, TN, December 2025 data); Tennessee overall 0.9%.
Lawrence County, TN has 8 watched banks; 8 Lawrence, TN banks sit in an elevated band. Lawrence, TN footprints: First Farmers&Merchants Bank (3 branches, stress 65) in Lawrence, TN; Wayne County Bank (2 branches, stress 43) in Lawrence, TN; Builtwell Bank (2 branches, stress 42) in Lawrence, TN.
HUD lists 4 assisted multifamily properties in Lawrence County, TN with 69 units; 66 Lawrence, TN units are assisted.
1,739 of the 18,730 housing units in Lawrence, TN sit vacant. Lawrence County, TN permitted 6 multifamily units in twelve months; Lawrence, TN's one-to-four unit structures added 18 units in Lawrence County, TN.