ZIP 38460 Property Distress & Foreclosure Data

ZIP code 38460 in Giles County, Tennessee carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (flood (NFIP) exposure (62/100)). On the structural side it scores 59/100, with 6/100 of stress already active. What sets it apart are the readings on construction/permit lag (68/100), structural risk (59/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100).

The expansion-phase market in 38460 posted values that rose 5.2% over the year (phase confidence 28/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 96% owner-occupied to 4% rented. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 38460 scores 16/100. Around 0% of renters are cost-burdened. About 19% have a four-year degree. The ZIP holds roughly 836 housing units. Households earn a median $100,052 — above the roughly $78,000 national figure. The vacancy rate is 5.9%. A median home runs $207,700 here, or 1.8 times local income. Population is roughly 1,704 with a median age of 47.

On balance 38460 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
59/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 38460

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk58
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Giles County

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