ZIP 38460 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 38460 (Giles County, Tennessee) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (61/100). Latent structural risk is 55/100 while live distress already moving reads 6/100. The pressure is most legible in construction/permit lag (60/100), structural risk (55/100), institutional ownership (42/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 2.8% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

96% of housing is owner-occupied. Roughly 5.5% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 16/100. Rent burden reaches 0% of tenant households. About 19% have a four-year degree. There are about 836 housing units across 38460. Households earn a median $100,052 — above the roughly $78,000 national figure. Vacancy runs 5.9%. The typical home is worth about $207,700 (1.8× income, relatively affordable). About 1,704 people live here, median age 47.

Net-net, 38460 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 38460 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38460 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38460 can be compared directly against any other ZIP in Giles County, Tennessee or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 38460 shows blanks, not estimates, wherever the record is sparse.

Behind 38460's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 38460 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.