ZIP 35620 Property Distress & Foreclosure Data

ZIP code 35620 in Limestone County, Alabama carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural risk reads 69/100 against active distress of 7/100. What sets it apart are the readings on structural risk (69/100), institutional ownership (59/100), construction/permit lag (58/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (81/100), flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 32% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

86% of housing is owner-occupied. The typical home is worth about $196,100 (2.3× income, relatively affordable). The demographic-stress sub-score lands at 26/100. Around 14% of adults hold a bachelor's degree or higher. There are about 4,505 housing units across 35620. Rent burden reaches 35% of tenant households. 10,990 residents call 35620 home, typically aged 39. The poverty rate is 10.6%. Vacancy runs 6.3%. At $82,511, median income runs near typical U.S. levels.

Overall, 35620 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.