ZIP 38472 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 38472 in Giles County, Tennessee comes in at 24, a low composite-distress reading. Structurally it carries 55/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (61/100). Its heaviest discrete signals: construction/permit lag (58/100), structural risk (55/100), institutional ownership (42/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 38472 posted values that rose 2.8% over the year, and 42% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 17.5% — elevated. 83% of housing is owner-occupied. Households earn a median $70,069 — near the roughly $78,000 national figure. Educational attainment sits at 21% bachelor's-or-above. The ZIP holds roughly 1,219 housing units. Around 5% of renters are cost-burdened. Population is roughly 2,489 with a median age of 48. DLRadar's demographic-stress index for the area reads 26/100. The typical home is worth about $340,300 (4.1× income). 6.5% of residents fall below the poverty threshold.

Net-net, 38472 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 38472 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 38472 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 38472 can be compared directly against any other ZIP in Giles County, Tennessee or nationwide. Nothing here is interpolated — where a source is thin for 38472, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

38472's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 38472 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.