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ZIP 37060 Foreclosure, Tax-Lien & Distress Report

Rutherford County, Tennessee · Distress market

On DLRadar's 0-100 public-record scale, ZIP 37060 in Rutherford County, Tennessee comes in at 28, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (89/100), flood (NFIP) exposure (76/100). Its heaviest discrete signals: structural risk (62/100), construction/permit lag (48/100), institutional ownership (39/100). On the quiet end sit institutional ownership (39/100) and mortgage stress (16/100). Structural exposure scores 62 and live distress 5 on the 0–100 scale.

The peak-phase market in 37060 posted values that rose 1.4% over the year, and 21% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 8.1%. Median household income is $101,466, above the U.S. median near $78,000. A median home runs $490,800 here, or 4.1 times local income. Around 60% of renters are cost-burdened. About 3,574 people live here, median age 42. The poverty rate is 3.6% — low. Owners hold 91% of homes, renters 9%. On demographic stress specifically, 37060 scores 32/100. There are about 1,141 housing units across 37060. Educational attainment sits at 30% bachelor's-or-above.

Overall, 37060 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 37060 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 37060 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 28/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 37060 reflects the current record instead of a stale or modeled snapshot.

37060's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 37060 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 37060

Foreclosure activity0
Mortgage stress16
Climate / FEMA risk89
+9 more distress dimensions scored for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 37060 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 37060, the same set carried on every parcel.

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