ZIP 37037 Foreclosure, Tax-Lien & Distress Report

ZIP code 37037 in Rutherford County, Tennessee carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 66 and live distress 5 on the 0–100 scale. Property-level stress concentrates in structural risk (66/100), construction/permit lag (49/100), institutional ownership (41/100). By contrast, mortgage stress (17/100) register low. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (87/100)).

The peak-phase market in 37037 posted values that rose 1.3% over the year, and 18% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 3,604 housing units across 37037. Roughly 2.5% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 89% owner-occupied to 11% rented. Around 11% of renters are cost-burdened. Population is roughly 9,786 with a median age of 36. Around 32% of adults hold a bachelor's degree or higher. The vacancy rate is 11.8% — elevated. Median household income is $111,458, above the U.S. median near $78,000. The typical home is worth about $391,200 (3.1× income, relatively affordable). The demographic-stress sub-score lands at 22/100.

On balance 37037 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 37037 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 37037 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 37037, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 29/100 for 37037 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 37037 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.