ZIP 37149 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 37149 (Rutherford County, Tennessee) returns a low composite of 25/100. The latent-versus-live split is 55/100 structural and 5/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (86/100), climate & FEMA risk (63/100)). Its standout signals are structural risk (55/100), institutional ownership (43/100), construction/permit lag (42/100). By contrast, mortgage stress (18/100) register low.

The peak-phase market in 37149 posted values that rose 1.3% over the year, and 30% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

91% of housing is owner-occupied. Home values center near $402,900, an affordability ratio of 4.5×. Rent burden reaches 60% of tenant households. About 21% have a four-year degree. There are about 1,132 housing units across 37149. Vacancy runs 9.7%. Households earn a median $68,733 — near the roughly $78,000 national figure. 5.7% of residents fall below the poverty threshold. Population is roughly 2,575 with a median age of 42. DLRadar's demographic-stress index for the area reads 34/100.

Overall, 37149 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 37149 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 37149 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Rutherford County, Tennessee and the nation. 37149 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

37149's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 37149 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.