Rutherford County, TN: Foreclosures, Tax Liens & Distressed Properties
Rutherford County, TN, Tennessee: 20 ZIP codes scored, Rutherford County, TN averaging 27/100 (low, Rutherford, TN), from 20 to 30. Rutherford County, TN is in its peak phase (Rutherford, TN confidence 18/100): Rutherford, TN home prices up 1.3% (Rutherford, TN) over twelve months. Rutherford County, TN lender headwind: 42/100.
Highest-scoring Rutherford County, TN ZIPs: 37090 (30/100), 37122 (30/100), 37037 (29/100), 37085 (29/100), 37086 (29/100), 37127 (29/100). Also scored in Rutherford County, TN: 37128, 37129, 37130, 37132, 37167, 37118, 37014, 37060, 37135, 37153.
Across Rutherford County, TN's scored ZIPs: median home value $462,674, household income $90,915, 7.3% vacancy, 7.2% poverty, 82% owner-occupied, median age 38.4.
Rutherford County, TN insurance distress 59/100 (#917 in the US); FEMA hazard 40/100 for Rutherford, TN; 6 federal disaster declarations in Rutherford County, TN since 2023; 15 Rutherford, TN NFIP flood claims, $608K paid; Rutherford, TN construction distress 42/100.
27 banks with 79 branches lend in Rutherford County, TN; Rutherford, TN weighted bank stress 60/100, highest 87/100 in Rutherford, TN.
Rutherford County, TN unemployment 3.1%; 3,490 new housing units permitted in Rutherford County, TN over twelve months, Rutherford, TN up 9% from 3,209; Rutherford, TN home prices +11.2% a year (Rutherford, TN) over three years.
138,929 housing units in Rutherford County, TN; 44,033 Rutherford, TN renter households; 48% of Rutherford, TN renters spend 30%+ of income on rent, 20% (Rutherford, TN) half or more.
Rutherford County, TN ranks #2,346 nationally on the opportunity index (Rutherford, TN, among all ranked counties); Rutherford, TN scores 26.5/100 and Rutherford, TN sits #73 inside Tennessee. Rutherford, TN is in the weak opportunity phase; Rutherford, TN's primary driver is bank institutional, Rutherford, TN second driver construction; Rutherford, TN moved up 308 places. 120 short-sale listings across Rutherford, TN; 98 days on market observed in Rutherford, TN; 6.8% vacancy over 20 Rutherford, TN ZIPs.
0.8% of Rutherford County, TN mortgages were ninety-plus days late in December 2025; Rutherford, TN's thirty-to-eighty-nine-day share was 1.9% (CFPB county sample). Rutherford, TN's ninety-day rate is unchanged on twelve months earlier; the Rutherford, TN peak since 2008 was 3.8% in February 2010; Tennessee overall reads 0.9%.
Rutherford County, TN has 12 watched banks; 12 Rutherford, TN banks sit in an elevated band. Rutherford, TN footprints: Pinnacle Bank (9 branches, stress 64) in Rutherford, TN; First Horizon Bank (6 branches, stress 58) in Rutherford, TN; Firstbank (6 branches, stress 55) in Rutherford, TN.
HUD lists 16 assisted multifamily properties in Rutherford County, TN with 2,883 units; 755 Rutherford, TN units are assisted, 3 Rutherford, TN properties under project-based Section 8.
9,498 of the 138,929 housing units in Rutherford, TN sit vacant. Rutherford County, TN permitted 846 multifamily units in twelve months; Rutherford, TN's one-to-four unit structures added 2,644 units in Rutherford County, TN.