ZIP 37085 Property Distress & Foreclosure Data

DLRadar grades ZIP 37085 (Rutherford County, Tennessee) at a moderate 30/100 for overall property distress. Property-level stress concentrates in structural risk (67/100), construction/permit lag (54/100), institutional ownership (46/100). By contrast, mortgage stress (17/100) register low. On the structural side it scores 67/100, with 5/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (84/100).

The market reads peak — home values rose 2.3% year on year, and 21% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 2,170 housing units. Around 53% of renters are cost-burdened. Educational attainment sits at 46% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. About 6,102 people live here, median age 40. Owners hold 96% of homes, renters 4%. 2.5% of residents fall below the poverty threshold. The vacancy rate is 12.5% — elevated. Median household income is $123,469, above the U.S. median near $78,000. Home values center near $425,400, an affordability ratio of 3.3× — accessible.

Net-net, 37085 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.