ZIP 37127 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 37127 (Rutherford County, Tennessee) returns a low composite of 29/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (87/100). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (41/100), construction/permit lag (41/100). By contrast, mortgage stress (17/100) register low. Latent structural risk is 63/100 while live distress already moving reads 5/100.

The market reads peak — home values rose 1.3% year on year, and 9% higher over three years (phase confidence 18/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $375,400, an affordability ratio of 3.8× — accessible. The ZIP holds roughly 7,589 housing units. Population is roughly 22,029 with a median age of 34. 75% of housing is owner-occupied. Around 39% of adults hold a bachelor's degree or higher. Rent burden reaches 30% of tenant households. Median household income is $85,947, near the U.S. median near $78,000. On demographic stress specifically, 37127 scores 29/100. The vacancy rate is 5.6%. Roughly 10.4% live below the poverty line.

Overall, 37127 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 37127 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 37127 shows blanks, not estimates, wherever the record is sparse.

Each component behind 37127 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 37127 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.